Vero Finance Technologies, Inc. (“VERO”) (DBA – Lever Auto) Privacy Policy 

This Privacy Policy (“Policy”) explains what data Vero Finance Technologies, Inc. dba Lever Auto (“VERO”) collects from visitors and users of the vero-technologies.com, leverauto.com and app.leverauto.com web sites (collectively called the “Site”), why the information is collected, and how it is used. The Policy also explains user options for accessing and managing information, our Site’s data security practices, and other matters. We may amend this Privacy Policy at any time by posting the amended version on this site.

1. Information We Collect

VERO collects many kinds of information in order to operate effectively and provide you the best products, services and experiences we can. We collect information when you provide it to us, such as when you purchase a product/service, register, sign in, or call us for support. We may also automatically collect information when you use our sites, products and services. We also may get information from other companies or third parties. We automatically collect this information in a variety of ways, including from web forms, through technologies like cookies, web logging, and software on your computer, mobile, or other devices. The type of information we collect may depend on the VERO features you use. For those who contact us via the “Contact Us” form on the Site, we collect your name, email address, and data concerning the purpose of message. We will also collect whatever other Personal or Commercial Information we deem necessary, to comply with our legal anti-money laundering (“AML”) obligations, or other legal/regulatory obligations.

1. How We Use Your Information

VERO uses the information we collect to operate, improve and personalize the products and services we offer, to run our business, to develop new products, or to market to you the VERO services and other products and services you might be interested in. More specifically, we collect your information to stay in contact around new product updates and information necessary to you as a VERO client. We use your email address to identify your account and communicate with you.  We may also use the business information you provide to us to help categorize your account based on business demographic information (such as size, industry, location, etc.), either alone or in aggregate form with data from other users. This demographic information helps us understand our customer base, improve the content and administration of the Site.

1. With Whom We Share User Information

Except as described in this Policy, we will not, without your permission, sell, publish or share information you entrust to us that identifies you, your company or any other person. We may share your personal information and demographic portfolio information as needed to complete any transaction or provide any service you have requested or authorized with third party vendors or affiliates working on our behalf. We may also share or disclose your personal information with VERO’s affiliates. If you would like to inquire further on whom we have shared your information with, you may request this information by writing to info@vero-technologies.com.

We may share or disclose your personal information in certain exceptional circumstances, such as to protect against illegal hackers, to protect our legal rights (including enforcement of the Terms of Use), to address actual or threatened illegal or harmful conduct, or as required by law or legal process (e.g., a search warrant, subpoena or court order). We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other regulatory agencies. We will not share your personal information with third parties for their own purposes or benefit.

We may use non-personal information (i.e. de-identified data) for academic, research, policy, or marketing purposes. We will only share or make available anonymous or aggregate information that cannot be used to identify you or any other person with third parties for research, policy, or academic purposes and those third parties may publicly report the findings of their research or analysis; if VERO or its assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us.

Such third parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Site and such third parties will assume the rights and obligations regarding such information as described in this Policy. 

1. Security of Your Data

VERO takes the security of your data seriously. We offer secure pages to collect information on our Contact Form. We also use administrative, physical, and technical precautions to help protect the confidentiality, security, and integrity of personal information stored on our system. The Vero Platform is based on the Microsoft Azure Cloud and as such utilizes the security safeguards provided by Microsoft Azure to protect your data, such as identity and access management, encryption, secure networks, threat management, and compliance with international and industry-specific safety standards and practices.

While we will take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your personal information, you understand and acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

1. Retention of User Data

We currently retain user data throughout the scope of our engagement, and for a period of one (1) year thereafter. We may then purge our system of inactive historical data. We may purge inactive historical data sooner as needed to manage available data storage resources. In compliance with the General Data Protection Regulation (“GDPR’), and other privacy protection regulations, we enable all users (regardless of jurisdiction) to request for their Personal Information to be purged on an earlier date. You may also contact us to request we stop the usage of your data, correct incorrect information, and/or ask questions regarding your data usage and storage. 

Notwithstanding the above, we will retain documents (including electronic documents) containing personal data to the extent that we are required to do so by law; if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk). 

1. Cookies; Web Beacon and Similar Technologies

We use cookies and similar technologies, including mobile app identifiers, to help us recognize you across different services, products, learn about your interests both on and off our services, improve your experience, increase security, offer products, measure use and effectiveness of our services, and serve advertising. Most browsers provide you with the ability to control (i.e. block, delete, or disable) these technologies. You should be aware that some technologies are essential, and you will not be able to disable or turn off this functionality. If you choose to reject cookies or similar technologies, some services may not be available, or some functionality may be limited or unavailable. Please review your browser manufacturer’s help pages for assistance with changing your settings. By visiting our services, you consent to the placement of cookies and beacons in your browser and HTML-based emails in accordance with this Policy. For more information regarding cookies, please refer to our Cookie Policy. If you have concerns about the essential tracking technologies, please contact info@vero-technologies.com. 

1. Your Consent to This Policy

By using this Site, you agree to this Policy. This document supersedes any prior communication on this topic and reflects the entire and exclusive Policy for this Site. This Policy is subject to any further contract formed between VERO and the User, which take precedence over any conflicting Policy provision. We may change our Policy by posting a new version of it on our Site. Please review the content of this Policy periodically. All changes are effective immediately upon posting on the Site and your continued use of our Site and services after an update to the Policy is posted constitutes acceptance of the latest version of this Policy.

This policy is effective as of 12/12/2022